Home Insurance

Home & Content Insurance

When it comes to insuring your home and your family’s possessions, price is important. But you also need to know that the company is there to back you up should you have a claim. With North Kent Mutual Insurance, you receive complete, personalized protection for your primary residence and property.

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Insuring for your home


  • Homeowner Packages
  • Tenant Packages

Tailored to suit, we offer many unique coverages:

  • Deductible Reduction
  • Earthquake Coverage
  • Identity Theft/Fraud
  • Deductible Reduction
  • Inflation protection

Introducing Water Protection

We’re enhancing the Sewer/Sump/Drain back-up Coverage

Find out what that means to you:

I already have Sewer Sump Coverage: Check your policy, if you have previously purchased sewer sump coverage, you just got a free upgrade!

Am I eligible for this new coverage? We are offering this new coverage to all eligible policyholders. Contact your agent or broker for details and pricing.

For more information on Water Protection from NKMi, please click here.

Unique to NKMi: Legal Assist

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How does it work?

Just call this toll free number to speak with a trained operator who will assess your situation and put you in touch with a lawyer at no charge. Lawyers are available from 8 a.m. to midnight, 365 days a year. Call 1-888-284-9288.

We love offering discounts and a couple of our favourites are:
Claims Free & Loss Prevention.

Be sure to ask your agent which ones you qualify for.

Rebate Program for Back-up Sump Pump

Rebate for Sewer or Sump Pit Secondary Backup Mitigation Device – Upgraded

We will pay up to $300 for expenses incurred by you for the installation of a sewer or sump pit secondary backup loss mitigation device in your dwelling. Sewer or sump pit secondary backup loss mitigation includes but is not limited to such devices as a backwater valve installed on the main line and/or, a sump pump with battery backup power or water pressure drive backup sump pump.

Family in Front of House

Boat Owners Policy

North Kent Mutual Insurance policyholders love to be on the water. And you love your watercraft. Ask your agent about our Boat Owners Policy for those vessels exceeding a $25,000* value.