Insurance Straight Talk

Mike Roe Blog

North Kent Mutual has seen an increase in reported losses and some of them are not valid insurance claims.

In order to ensure that we are there for you when there is a legitimate loss, we need to reduce the number of reported claims that are not covered by your insurance policy.

Insurance is not a maintenance policy; it is there to protect you in the event of a sudden and accidental loss that is beyond your control.

Insurance Straight Talk has been designed to cut through the confusion, save time and money, educate our policyholders and avoid frustration.  This is the first in a series of educational pieces.

The focus on this Insurance Straight Talk is:



Property Maintenance or a Claim?
Does your roof look like this?








Neither of these roof ‘claims’ is covered by insurance as there is a definite lack of maintenance.  It is essential that roofs be kept in good repair. Replace worn shingles, call a roofing contracting to evaluate your roof.  

Water damage on the inside of the property may not be covered if the roof is worn out

Maintain your property, educate yourself, avoid frustration, denied claims and loss of money.

North Kent Mutual Insurance

My Insurance, My way.