Appliances

Home Systems Protection protects what’s inside your home

melanie Blog

Protecting the roof over your head is important, but so is protecting your kitchen appliances, home electronics and heating/ cooling systems that are key for your family’s daily activities.

Often, people purchase a manufacturer’s extended warranty for electronics, but these can be expensive…up to 1/3 the cost of the item itself. Now, you can save a lot of money and still be protected with the help of the Home Systems Protection coverage from NKMI.

This new coverage covers home systems such as: appliances and electronics, heating and cooling units, communications and security systems, and entertainment systems. is special coverage is right for you if:

  • You are insured on our Plus Form Home Insurance Policy
  • You want coverage for mechanical or electrical breakdowns due to accidents
  • You want to cover repair or replacement costs of damaged covered equipment
  • You want to include coverage for loss- of-use and spoilage

*Contact your NKMi agent/broker today for full details on cost and coverage!

Save even more money by bundling in Service Line Coverage!

The Service Line Coverage provides physical damage coverage to a service line that resulted in leak, break, tear, rupture, or collapse. Service lines covered include water, well and sewer; power and communications; drainage; and outdoor heat source. Damage to these lines is usually caused by excavation, intrusion, electrical arcing, root invasion, deterioration, and freezing.

How can Service Line Coverage help you?

Example: A sanitary drain on your property is cracked and plugged due to tree roots. Cost To You: $6,500 (excavation of front yard, replacement of damaged pipe, backfilling and replanting of garden). But if you’re covered…you will only have your deductible to pay.

Service Line Coverage is available for policyholders insured with NKMi’s Plus Form Home Insurance Policy. Contact your agent for full details on cost and coverage!